FAQs

General

What Payday Icon does?
At this website we work as a responsible intermediary that fills gap between you and the lender. We are here to match your requirements with the lender according to your registration process. We are committed to help you to find the right loan deal by the right lender at a right time and at a right price as well.

I have queries, suggestions and feedback to share. When will I contact you?
For contacting you just need to fill a simple form where you can freely mention all your queries, suggestions or feedback regarding our services. You can also reach us at any time in a day if you need more information. We offer round the clock services.

How to get registered with Payday Icon?
Our registration process is designed in a very easy, fast and smooth way. A simple online form is what you need to fill in with the required details and submitting it. The form will be processed by all leading lenders on our network and they will provide you quick response on your loan request in no time.

How much registration fee do you charge?
At Payday Icon we offer our expertise loan matching services at free of cost. You can come and get registered with us for Free!

Will you perform credit checking?
No, not at all! At Payday Icon we do not perform any credit checks and will allow everyone from good to bad credit holders to get registered with us, without any obligation. But lenders who will process your loan request will surely perform credit checking on you before approving you a loan.

Can anyone apply?
Anyone who has citizenship of USA, has regular source of income, has legal age of 18 years or more and also holds a valid healthy bank account for online fund transfer are allowed to access our services, without any obligation.

Payday Loans

How payday loans come as a savior for salaried persons in financial emergency?
By the help of these small loans you can raise quick monetary assistance ahead of your next month payday. Upon approval of these loans you can procure immediate financial help in the range of $100 to $1,000. To repay funds you will be provided short tenure of 15 to 30 days.

Why payday loans are costly?
Lenders will charge these loans with higher interest rate as they are provided for short time duration only. So, you should always make sure to make repayment within agreed time period as additional interest rate or late fees charges would make your loan even more expensive if extended.

Installment Loans

How installment loans are different from other traditional loans?
These are special loans that come up with a facility to make repayment in fortnightly, weekly or quarterly. Lenders understand that at times you may not have planned your repayment properly or you need little more time for that. Therefore, these loans come as a savior, because it allows you to pay off borrowed money in small easy installments and not to make full payment at one go. This makes them different from other traditional loans available in the market.

How much one can get?
Upon approval of these loans you are free to borrow easy financial help that varies from $100 to $1,500. The loan amount is needed to pay back in small easy installments, which will be fixed by the lender.

How to use borrowed loan amount?
Lenders will provide you complete freedom on how you want to spend borrowed money on. You are free to look after all your short term urgent needs and desires which may include payment for unexpected medical bill, handling small home or car damage expenditure, buying groceries for home, pay out outstanding bank overdraft and so on.

Please note that Payday Loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.